Terms of service

1. Acceptance

By creating an account or using Parchi (the "service"), operated by Parchi Technologies ("we", "us"), you agree to these terms. If you use the service for a business, you confirm that you are authorised to accept these terms on its behalf.

2. Your account

• Each user signs in with their own mobile number. One mobile number is one user.
• Keep your phone and sign-in codes secure. You are responsible for activity under your account and under users you add to your business.
• Give accurate details, including your business name, address and GSTIN, and keep them up to date.
• Tell us promptly at support@example.com if you suspect unauthorised access.

3. Your data

You own the records you enter: invoices, parties, items, payments and everything else. You give us a limited licence to store, process and display that data only to provide and support the service for you. Our privacy policy explains how we handle personal data.

4. Acceptable use

You agree not to:

• use the service for fake invoices, tax evasion or any unlawful purpose;
• send spam or messages that recipients have not agreed to receive;
• try to access another business's data, probe or overload our systems, or bypass security or usage limits;
• copy, resell or reverse engineer the service except as the law allows.

5. Accuracy and GST compliance

Parchi calculates tax from the rates, HSN/SAC codes, prices and place of supply that you enter. You and your accountant or CA remain responsible for choosing the correct rates and codes, issuing valid documents and filing returns on time.

The service prepares reports and e-invoice and e-way bill data in JSON format for you to upload on the government portals. It does not file GST returns, generate IRNs or e-way bills directly, or submit anything to the government on your behalf.

6. Fees

The service is offered without charge today. Plans and prices shown on our website are illustrative. Before any charge applies to your account, we will show the final prices in the application and give you at least [30] days' notice, and you can choose not to upgrade. Paid plans, when introduced, will be billed in advance and are subject to GST and our refund policy.

7. Availability and changes

We work to keep the service available, but it may be interrupted for maintenance, updates or reasons outside our control. The service needs an internet connection. We may add, change or remove features; if a change materially reduces what you rely on, we will tell you in advance where we reasonably can.

8. Termination and export

You can stop using the service at any time. Download any lists and reports you need before closing your account. We may suspend or close an account that breaches these terms or the law, after notice where practical. After closure we delete data as described in the privacy policy.

9. Disclaimers

The service is provided "as is" and "as available". To the extent the law allows, we disclaim implied warranties, including fitness for a particular purpose. Nothing in the service is tax, legal or accounting advice.

10. Limitation of liability

To the extent the law allows, we are not liable for indirect or consequential losses, lost profits, penalties or interest arising from tax filings, or loss of data you could have exported. Our total liability for any claim is limited to the amount you paid us for the service in the [12] months before the claim, or [₹ amount] if you paid nothing.

11. Governing law

These terms are governed by the laws of India. Courts at [City] have exclusive jurisdiction over disputes arising from them.

12. Changes to these terms

If we change these terms materially, we will update the date above and tell you before the change takes effect.

13. Contact

Parchi Technologies, [Registered office address]. Email: support@example.com.